Every year in France, up to 8,000 children on average are born with heart problems due to a malformation of the heart. There are different types of heart disease (heart disease): congenital heart disease, ischemic or coronary heart disease, valvular heart disease and cardiomyopathy.
Heart disease can be caused by diabetes, high cholesterol, smoking, high blood pressure and obesity.
For a lending institution to provide you with a home loan, you usually need to take out loan insurance to provide a guarantee to the lender. But the heart disease you suffer may result in a refusal insurance loan from him because the risks you represent are too high and can not be guaranteed by his group insurance (collective agreement).
Just because you have heart disease does not mean you have to stop borrowing. As a result, we have simplified research and loan insurance procedures with increased health risk for people with heart disease.
With Loan-Loan Insurance, you compete with leading insurance companies and specialized health risk insurers to find the contract you need to borrow.
We negotiate for you the best offers and allow you to take out your guaranteed contract at the best price.
Our goal: to make you benefit from the cheapest credit insurance contract on the market that is the most adapted to your situation.
Make your free comparison and without commitment of the best proposals of insurance of loan with aggravated health risk and ask to receive your insurance quotes loan heart disease. The comparator insurance online loan is impartial and compares for you the offers of risk insurance cardio risk in full transparency.
The loan insurance broker knows the difficulty faced by people who have had a heart disease to provide a mortgage. We invite you to discover the loan insurance companies that offer insurance solutions for ill borrowers.
For a study of your borrower insurance guarantee file, and thus receive the best offer real estate loan insurance with an increased health risk with Heart Disease, please fill in your borrower information on our online comparator and contact us by e-mail to request the health questionnaire “Cardiopathy”:
In case of heart disease, the AERAS (Insurance and Borrowing with an Enhanced Health Risk) convention helps you to borrow. It facilitates access to insurance and loans for people with aggravated health risks and therefore can not benefit from conventional loan insurance.
With the Lagarde law of September 2010, you can freely choose your loan insurance. The possibility of taking out another insurance (delegation of insurance) than that of the bank allows you to play the competition to find the heart insurance insurance contract at the best price and guarantees best suited to your loan cover needs.
A delegation of health insurance loan with insurance-loan-not-expensive is to get the lowest insurance heart rate insurance market and have the certainty that your insurance contract heart risk is accepted by your bank.